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Mahar   Here’s a well-structured article on Credit Cards that you can use for educational or general purposes: Understanding Credit Cards: Benefits, Risks, and Smart Usage In today’s fast-paced world, credit cards have become an essential financial tool for millions of people. They offer convenience, security, and a way to build a good credit history. However, they also come with responsibilities and potential risks if not used wisely. This article explores what credit cards are, how they work, their benefits, drawbacks, and tips for responsible usage. Mahar What is a Credit Card? A credit card is a payment card issued by banks or financial institutions that allows the cardholder to borrow money up to a certain limit to pay for goods and services. Unlike debit cards, which draw directly from your bank account, credit cards offer a short-term loan that must be paid back, usually with interest if not repaid in full by the due date. Mahar How Credit Cards Work Each cred...